I use a Panasonic FZ-50 with a Raynox DCR-250 macro converter. The converter fits on many other cameras as it has a clipping mechanism instead of a threaded one.
The benefits of this camera for me is that it is 10MP, decent low-light performance, a 35-420mm optical zoom (12X), excellent macro function, fully manual, F-stop ranging from 2.8 to 11 and a shutter speed of 1/2000 to 60 seconds. It has a built-in optical stabilizer.
I have used to to take photos from tiny macro, landscapes, portraits, everything. It supports SD HC cards, so an 8GB card gives you 1100+ shots. It does widescreen video shooting as well, but is not very good.
Excellent colour saturation as well. 200+ shots on a charge (with flash), charges in less than 2 hours.
It does support RAW shooting, but doesn't make much of a difference.
If you can pick up one of these 2nd had as they are not available new anymore, you will have an excellent camera that will last many years.
Next weekend I will have had mine for 4 years.
Here is one on BoB:
www.bidorbuy.co.za/item/25065534/Panason...l_Camera_Silver.html
But look around, I have seen a few for sale over the years.